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Breslow v. Wells Fargo Bank, N.A.

United States Court of Appeals, Eleventh Circuit

June 9, 2014

LYNN BRESLOW, individually and on behalf of " R.B.," a minor, Plaintiff - Appellee,
v.
WELLS FARGO BANK, N.A., a national bank, d.b.a. Wachovia Bank N.A., Defendant - Appellant

Appeal from the United States District Court for the Southern District of Florida. D.C. Docket No. 1:11-cv-22681-RNS.

For LYNN BRESLOW, individually, and on behalf of " R.B." , a minor, Plaintiff - Appellee: Scott David Owens, Owens Law Office, Hallandale, FL.

For WELLS FARGO BANK, N.A., a national bank, d.b.a.: Wachovia Bank N.A., Defendant - Appellant: Jan T. Chilton, Severson & Werson, San Francisco, CA; Elliot Aaron Hallak, Amy Rubin, Fox Rothschild, LLP, West Palm Beach, FL; Scott James Hyman, Eric J. Troutman, Severson & Werson, APC, Irvine, CA.

Before TJOFLAT and WILSON, Circuit Judges, and PROCTOR,[*] District Judge.

OPINION

Page 1266

PER CURIAM:

On the Court's own motion, we vacate the original opinion in this case, issued on June 5, 2014, and substitute the following opinion in its place.

The Telephone Consumer Protection Act of 1991 (" TCPA" ), Pub. L. No. 102-243, 105 Stat. 2394, makes it unlawful to make any call using an automatic telephone dialing system (an " autodial system" ) to a cellular telephone without the prior express consent of the " called party." 47 U.S.C. § 227(b)(1)(A)(iii) (2006).[1] In this case, which comes to us on interlocutory appeal, we are asked to determine the proper interpretation of the term " called party."

The facts of this case are straightforward and for the most part undisputed. Wells Fargo made multiple calls[2] using an autodial system to a cell phone number assigned to Lynn Breslow. Breslow did not consent to Wells Fargo's use of an autodial system to call the number. Although Breslow was the named account holder for the cell phone number, she was not the primary user of the phone. The cell phone was used exclusively by her minor child, " R.B." [3]

On August 11, 2011, Breslow, individually and on behalf of " R.B.," filed suit in the District Court for the Southern District of Florida, alleging that Wells Fargo violated the TCPA's prohibition on autodialing cell phones without the express consent of the called party.[4] Following discovery, Breslow filed a motion for partial summary judgment on the issue of Wells Fargo's liability. In response, Wells Fargo also filed a motion for summary judgment. It accompanied its motion with an affidavit of one of its employees, who stated that Wells Fargo had called the cell phone number

Page 1267

used by R.B. to collect a debt from a former customer who had listed the phone number on a Wells Fargo account application. The affidavit further stated that Wells Fargo was unaware that the cell phone number was no longer assigned to the former customer and that the former customer never revoked his consent or requested that Wells Fargo cease calling the number. Wells Fargo argued that this former customer--the intended recipient of the autodial call--was the " called party" for purposes of § 227, and because he had consented to being called via automatic dialing system, the TCPA's prohibition did not apply.

The District Court concluded that the " 'called party' for purposes of [47 U.S.C.] § 227(b)(1)(A)(iii) was not [the] Former Customer, but the Plaintiffs," Breslow and R.B. Accordingly, the court granted partial summary judgment in their favor. Wells Fargo then sought a certification for interlocutory appeal, see 28 U.S.C. § 1292(b),[5] which this court granted on the issue of the proper meaning of the term " called party." [6]

During the pendency of this appeal, another panel of this court, faced with the same question, concluded in a published opinion that " called party," for purposes of § 227(b)(1)(A)(iii), means the subscriber to the cell phone service. See Osorio v. State Farm Bank, F.S.B., 746 F.3d 1242, 1251 (11th Cir. 2014). That panel rejected the defendant's contention that called party could mean intended recipient. Id. at 1252.

" [I]t is the firmly established rule of this Circuit that each succeeding panel is bound by the holding of the first panel to address an issue of law, unless and until that holding is overruled en banc, or by the Supreme Court." United States v. Hogan, 986 F.2d 1364, 1369 (11th Cir. 1993) (en banc). Because Breslow, the subscriber to the cell phone service, did not consent to Wells Fargo's calling via audial system, she is entitled to partial summary judgment.

The District Court's grant of partial summary judgment is, accordingly,

AFFIRMED.


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